Commercial Conveyancing

News

£150,000 Road Traffic Accident Claim Case Study, CH Solicitors

CH Solicitors acted for a client who suffered significant injuries in a serious road traffic collision on a rural road in Northern Ireland. Our client was driving with due care when a third party vehicle, travelling behind in an erratic…

By webteamhashtagmediagroup-co-uk
6 mins read
11 Jan 2026

£150,000 Road Traffic Accident Claim Case Study, CH Solicitors

CH Solicitors acted for a client who suffered significant injuries in a serious road traffic collision on a rural road in Northern Ireland. Our client was driving with due care when a third party vehicle, travelling behind in an erratic manner, overtook and cut back into the lane. In doing so, the third party struck the front driver’s side of our client’s car. The impact forced our client off the road and into an adjacent field, where the vehicle rolled multiple times.

Case Study • Road Traffic Accident • Northern Ireland

£150,000 secured for a serious road traffic collision claim

CH Solicitors acted for Patrick O’Neill (name changed for confidentiality) following a serious road traffic collision on a rural road in the Coleraine area. Although the insurer accepted liability at an early stage, the nature and progression of the reported injuries required careful evidence gathering and staged medical assessment before settlement discussions could responsibly conclude.

Solicitor with conduct: Padraig Conway, Senior Associate

Accident February 2022 Area Coleraine Liability Admitted (March 2022) Settlement £150,000

Accident circumstances

The collision occurred in February 2022 on a rural road in the Coleraine area. Our client was driving in a normal and responsible manner when they became aware of another vehicle travelling erratically behind them.

The third-party vehicle overtook and, when cutting back into lane, collided with the front driver’s side of our client’s vehicle. As a result of the impact, our client’s vehicle was forced off the roadway and into an adjacent field, where it rolled several times before coming to rest.

Liability position

Liability was formally admitted by the third-party insurer in March 2022. While this removed the need to prove fault, it did not remove the requirement to assess the nature of the injuries reported and their longer-term impact.

In serious collisions, symptoms and prognosis can evolve over time. Settling too early can risk concluding a claim before the medical evidence is sufficiently developed. Every case turns on its own facts and medical evidence.

Medical evidence and injury assessment

Due to the severity of the collision and the range of symptoms reported, the claim required input from multiple independent medical specialists over an extended period. This helped build a clearer picture of physical, psychological, and functional impact, along with any future treatment needs identified in medical opinion.

The assessments below are summarised at a high level to protect confidentiality while explaining the approach taken in this claim.

Pain management assessment May 2022. Review of pain symptoms, response to treatment, functional limitations, and potential future requirements.
Plastic surgery assessment June 2022. Consideration of soft tissue injury and scarring, including long-term impact and whether further intervention was indicated.
Psychiatric assessment September 2022. Evaluation of trauma-related symptoms, anxiety, sleep disturbance, and impact on daily functioning.
Orthopaedic assessment March 2023. Review of musculoskeletal injury, prognosis, restrictions, and effect on work capacity and physical activity.
ENT assessment November 2023. Consideration of ENT-related symptoms, any ongoing impairment, and whether further monitoring was indicated.

Legal proceedings and outcome

Although liability had been admitted, court proceedings were issued to protect our client’s position and ensure the claim progressed appropriately while medical evidence was finalised.

29 January 2024
Writ stamped
23 February 2024
Writ served
Outcome
Settlement agreed in the sum of £150,000, reflecting the specific circumstances, medical evidence, and longer-term impact considered in this individual case, without the need for a full hearing.

Why this case matters

This case illustrates that an early admission of liability does not always mean an early resolution. Where injuries are complex or evolving, it may be necessary to take a measured approach so that any settlement is informed by sufficiently developed evidence. Results vary and depend on individual facts, evidence, and legal issues.

Strategic case management Evidence developed before concluding settlement discussions
Multi-disciplinary assessment Different aspects of injury and impact considered over time
Appropriate use of proceedings Protecting the claim position while negotiations continued

Injured in a road traffic accident?

CH Solicitors provides clear, practical advice for individuals injured in road traffic accidents across Northern Ireland, including Lurgan, Portadown, and Belfast. If you would like advice on your circumstances, you can contact our team for a confidential discussion.

Important information: The name used in this case study is fictitious and has been used solely to protect client confidentiality. Certain details (including precise location and timing) have been generalised for the same reason. This case study is provided for general information only and does not constitute legal advice. Outcomes depend on the facts of each case, the evidence available (including medical evidence), and applicable legal principles. Past results do not guarantee a similar outcome in any future matter.

Share this News

By Web Team

More from author

Related News

Affiliates